FANTASTIC RATES AND EXCEPTIONAL SERVICE

Discover quick ways to lower your mortgage payments or find today’s best home loan rates. Get an instant, no-obligation quote in minutes – no credit check needed!

Get To Know

Amber Shavers

With 7 years of experience in mortgage lending, I have dedicated my career to helping clients achieve both homeownership and real estate investment goals. I began my professional journey with a very large mortgage lender, where I built the foundation to navigate even the most complex transactions. Now, as an independent mortgage broker, I provide access to tailored financing solutions designed to give clients the best possible outcome.

I firmly believe the right mortgage strategy can build wealth and stability, which is why I work diligently to ensure every client understands the process. Whether you are a first-time buyer, looking to refinance, or an investor focused on fixing & flipping, or building an investment portfolio, I am committed to making lending clear and transparent. I love connecting with my community and making the mortgage process clear, simple, and stress-free.

What We Do?

We provide expert mortgage solutions designed to fit your financial goals. Our services include:

Home Purchase Loans

Whether you're a first-time buyer or upgrading to a new home, we offer customized loan options that fit your needs and budget.

Refinancing Solutions

Lower your interest rate, reduce your monthly payments, or access home equity with our tailored refinancing programs.

Investment & Specialty Loans

From rental properties to jumbo loans, we provide financing solutions to help you build wealth through real estate investments.

How Home Refinancing Can Benefit You

Refinancing your mortgage can be a powerful financial tool, helping you improve your financial situation in several ways. Here’s how it can benefit you:

Lower Your Interest Rate

If interest rates have dropped since you took out your loan, refinancing can help you secure a lower rate, reducing your monthly payments and saving you money over time.

Reduce Monthly Payments

By refinancing, you can extend your loan term, reducing your monthly payment and making your mortgage more manageable within your budget.

Access Your Home’s Equity

A cash-out refinance allows you to tap into your home’s equity, giving you access to funds for home improvements, debt consolidation, or other financial needs.

Shorten Your Loan Term

If you want to pay off your mortgage faster and save on interest, refinancing to a shorter loan term (such as switching from a 30-year to a 15-year loan) can help you achieve that goal.

Switch Loan Types

If you currently have an adjustable-rate mortgage (ARM) and want more stability, refinancing to a fixed-rate mortgage can provide peace of mind with consistent monthly payments.

Remove Private Mortgage Insurance (PMI)

If you initially put down less than 20% on your home, refinancing could help you remove PMI once you have enough equity, reducing your overall mortgage costs.

Get a Rate Quote

Mortgage rates fluctuate daily and are tailored to your unique financial situation. Get your FREE personalized quote today!

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