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Get To Know

Amber Shavers

With a passion for helping individuals and families achieve their homeownership dreams, I am committed to providing expert mortgage guidance with a personal touch. With years of experience in the mortgage industry, I understand that every borrower’s situation is unique. My goal is to simplify the process, educate my clients, and find the best loan options tailored to their needs. Whether you’re buying your first home, refinancing, or investing in real estate, I’m here to support you every step of the way.

What We Do?

We provide expert mortgage solutions designed to fit your financial goals. Our services include:

Home Purchase Loans

Whether you're a first-time buyer or upgrading to a new home, we offer customized loan options that fit your needs and budget.

Refinancing Solutions

Lower your interest rate, reduce your monthly payments, or access home equity with our tailored refinancing programs.

Investment & Specialty Loans

From rental properties to jumbo loans, we provide financing solutions to help you build wealth through real estate investments.

How Home Refinancing Can Benefit You

Refinancing your mortgage can be a powerful financial tool, helping you improve your financial situation in several ways. Here’s how it can benefit you:

Lower Your Interest Rate

If interest rates have dropped since you took out your loan, refinancing can help you secure a lower rate, reducing your monthly payments and saving you money over time.

Reduce Monthly Payments

By refinancing, you can extend your loan term, reducing your monthly payment and making your mortgage more manageable within your budget.

Access Your Home’s Equity

A cash-out refinance allows you to tap into your home’s equity, giving you access to funds for home improvements, debt consolidation, or other financial needs.

Shorten Your Loan Term

If you want to pay off your mortgage faster and save on interest, refinancing to a shorter loan term (such as switching from a 30-year to a 15-year loan) can help you achieve that goal.

Switch Loan Types

If you currently have an adjustable-rate mortgage (ARM) and want more stability, refinancing to a fixed-rate mortgage can provide peace of mind with consistent monthly payments.

Remove Private Mortgage Insurance (PMI)

If you initially put down less than 20% on your home, refinancing could help you remove PMI once you have enough equity, reducing your overall mortgage costs.

Get a Rate Quote

Mortgage rates fluctuate daily and are tailored to your unique financial situation. Get your FREE personalized quote today!

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